/* ========================================
   Monedo Now - Premium Design System
   Modern, Clean, Professional
   ======================================== */

/* --- Variables --- */
:root {
    --primary: #1a56db;
    --primary-dark: #1242b0;
    --primary-light: #e8effd;
    --primary-50: rgba(26,86,219,0.04);
    --primary-100: rgba(26,86,219,0.08);
    --accent: #06b6d4;
    --accent-light: #e0f7fa;
    --success: #059669;
    --success-light: #ecfdf5;
    --warning: #d97706;
    --warning-light: #fffbeb;
    --danger: #dc2626;
    --danger-light: #fef2f2;
    --dark: #0f172a;
    --gray-900: #1e293b;
    --gray-800: #334155;
    --gray-700: #475569;
    --gray-600: #64748b;
    --gray-500: #94a3b8;
    --gray-400: #cbd5e1;
    --gray-300: #e2e8f0;
    --gray-200: #f1f5f9;
    --gray-100: #f8fafc;
    --white: #ffffff;
    --shadow-xs: 0 1px 2px rgba(0,0,0,0.05);
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
    --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.07), 0 2px 4px -2px rgba(0,0,0,0.05);
    --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.08), 0 4px 6px -4px rgba(0,0,0,0.04);
    --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.08), 0 8px 10px -6px rgba(0,0,0,0.04);
    --shadow-2xl: 0 25px 50px -12px rgba(0,0,0,0.15);
    --shadow-primary: 0 4px 14px rgba(26,86,219,0.25);
    --shadow-primary-lg: 0 8px 24px rgba(26,86,219,0.3);
    --radius-xs: 6px;
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 20px;
    --radius-2xl: 24px;
    --transition: all 0.2s ease;
    --transition-slow: all 0.35s cubic-bezier(0.4,0,0.2,1);
    --font: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

/* --- Reset --- */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
    font-family: var(--font);
    font-size: 16px;
    line-height: 1.65;
    color: var(--gray-800);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
a { color: var(--primary); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--primary-dark); }
img { max-width: 100%; height: auto; }
h1,h2,h3,h4,h5,h6 { color: var(--gray-900); line-height: 1.25; font-weight: 700; letter-spacing: -0.02em; }

/* --- Utilities --- */
.text-center { text-align: center; }
.text-success { color: var(--success) !important; font-weight: 600; }
.text-primary { color: var(--primary) !important; }
.text-gradient {
    background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
    -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.hero-combined .text-gradient {
    background: linear-gradient(135deg, #60a5fa 0%, #22d3ee 100%);
    -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.section-title { font-size: 2.1rem; text-align: center; margin-bottom: 8px; letter-spacing: -0.03em; }
.section-subtitle { text-align: center; color: var(--gray-600); font-size: 1.05rem; margin-bottom: 48px; line-height: 1.6; }
.section-intro { max-width: 800px; margin: 0 auto 48px; text-align: center; color: var(--gray-600); font-size: 1.05rem; line-height: 1.7; }

/* --- Buttons --- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    font-family: inherit; font-weight: 600; border: none; border-radius: var(--radius-sm);
    cursor: pointer; transition: var(--transition); text-decoration: none; white-space: nowrap; font-size: 0.92rem;
    letter-spacing: -0.01em;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn-primary { background: var(--primary); color: var(--white); box-shadow: var(--shadow-primary); }
.btn-primary:hover { background: var(--primary-dark); color: var(--white); box-shadow: var(--shadow-primary-lg); }
.btn-outline { background: transparent; color: var(--primary); border: 2px solid var(--primary); }
.btn-outline:hover { background: var(--primary); color: var(--white); }
.btn-ghost { background: transparent; color: var(--gray-600); border: 1px solid var(--gray-300); }
.btn-ghost:hover { background: var(--gray-100); color: var(--gray-800); border-color: var(--gray-400); }
.btn-white { background: var(--white); color: var(--primary); box-shadow: var(--shadow-lg); }
.btn-white:hover { background: var(--gray-100); color: var(--primary-dark); box-shadow: var(--shadow-xl); }
.btn-success { background: var(--success); color: var(--white); box-shadow: 0 4px 14px rgba(5,150,105,0.3); }
.btn-success:hover { background: #047857; color: var(--white); }
.btn-sm { padding: 8px 16px; font-size: 0.82rem; border-radius: var(--radius-xs); }
.btn-md { padding: 12px 24px; }
.btn-lg { padding: 14px 28px; font-size: 1rem; border-radius: var(--radius-md); }
.btn-full { width: 100%; }

/* --- Header --- */
.header {
    position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
    background: rgba(255,255,255,0.95); backdrop-filter: blur(16px) saturate(1.5);
    border-bottom: 1px solid rgba(226,232,240,0.8); transition: var(--transition);
}
.header.scrolled { box-shadow: var(--shadow-sm); background: rgba(255,255,255,0.98); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-icon {
    width: 36px; height: 36px; background: linear-gradient(135deg, var(--primary), var(--accent));
    color: var(--white); border-radius: 10px; display: flex; align-items: center;
    justify-content: center; font-weight: 800; font-size: 1.15rem;
    box-shadow: 0 2px 8px rgba(26,86,219,0.25);
}
.logo-text { font-size: 1.25rem; font-weight: 700; color: var(--gray-900); letter-spacing: -0.02em; }
.logo-highlight { color: var(--primary); }

.nav { display: flex; gap: 2px; align-items: center; }
.nav-link {
    color: var(--gray-700); font-weight: 500; font-size: 0.9rem; padding: 8px 14px;
    border-radius: var(--radius-sm); transition: var(--transition); display: flex; align-items: center; gap: 4px;
}
.nav-link:hover { color: var(--primary); background: var(--primary-50); }
.nav-dropdown { position: relative; }
.dropdown-menu {
    position: absolute; top: calc(100% + 4px); left: -8px; background: var(--white); border: 1px solid var(--gray-300);
    border-radius: var(--radius-md); padding: 6px; min-width: 240px; box-shadow: var(--shadow-xl);
    opacity: 0; visibility: hidden; transform: translateY(8px); transition: var(--transition-slow); z-index: 100;
}
.nav-dropdown:hover .dropdown-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown-menu a {
    display: block; padding: 10px 14px; color: var(--gray-700); font-size: 0.88rem;
    border-radius: var(--radius-xs); font-weight: 500; transition: var(--transition);
}
.dropdown-menu a:hover { background: var(--primary-light); color: var(--primary); }
.header-cta { display: flex; }
.mobile-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 4px; }
.mobile-toggle span { width: 22px; height: 2px; background: var(--gray-800); border-radius: 2px; transition: var(--transition); }
.mobile-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.mobile-toggle.active span:nth-child(2) { opacity: 0; }
.mobile-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* --- Trust Bar --- */
.trust-bar { background: var(--gray-100); border-bottom: 1px solid var(--gray-200); margin-top: 64px; padding: 10px 0; }
.trust-bar-inner { display: flex; justify-content: center; gap: 32px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 6px; font-size: 0.78rem; color: var(--gray-600); font-weight: 600; letter-spacing: 0.01em; }
.trust-item svg { color: var(--success); }

/* --- Breadcrumb --- */
.breadcrumb { padding: 16px 0 8px; }
.breadcrumb ol { display: flex; align-items: center; gap: 4px; list-style: none; flex-wrap: wrap; }
.breadcrumb li { display: flex; align-items: center; gap: 4px; font-size: 0.82rem; }
.breadcrumb a { color: var(--gray-500); font-weight: 500; }
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb span { color: var(--gray-700); font-weight: 600; }
.breadcrumb svg { color: var(--gray-400); }

/* --- Hero Combined (Simulator Left + Content Right) --- */
.hero-combined {
    padding: 56px 0 64px;
    background: linear-gradient(135deg, #0a1628 0%, #0f2444 35%, #163a72 70%, #1a56db 100%);
    position: relative; overflow: hidden; color: var(--white);
}
.hero-combined::before {
    content: ''; position: absolute; inset: 0;
    background-image: radial-gradient(rgba(255,255,255,0.06) 1px, transparent 1px);
    background-size: 24px 24px;
    pointer-events: none; z-index: 0;
}
.hero-combined::after {
    content: ''; position: absolute; top: -40%; right: -20%; width: 700px; height: 700px;
    background: radial-gradient(circle, rgba(6,182,212,0.12) 0%, transparent 65%);
    pointer-events: none; z-index: 0;
}
/* Override text colors in dark hero */
.hero-combined .hero-content h1 { color: var(--white); font-size: 2.8rem; font-weight: 800; line-height: 1.1; letter-spacing: -0.035em; }
.hero-combined .hero-subtitle { color: rgba(255,255,255,0.7); font-size: 1.02rem; margin-bottom: 24px; }
/* Legacy overrides for dark hero */
.hero-combined .hero-feature strong { color: var(--white); }
.hero-combined .hero-feature-icon--green { background: rgba(5,150,105,0.25); color: #34d399; }
.hero-combined .hero-badge {
    background: rgba(255,255,255,0.1); color: rgba(255,255,255,0.9);
    border-color: rgba(255,255,255,0.15); backdrop-filter: blur(4px);
}
.hero-combined-inner {
    display: grid; grid-template-columns: 1fr 440px; gap: 48px; align-items: center;
    position: relative; z-index: 1;
}

/* Trust bar below hero */
.hero-trust-bar {
    display: flex; align-items: center; justify-content: center; gap: 32px; flex-wrap: wrap;
    padding: 16px 0; background: var(--white); border-bottom: 1px solid var(--gray-200);
}
.hero-trust-bar .trust-signal {
    display: flex; align-items: center; gap: 8px; font-size: 0.82rem; color: var(--gray-600); font-weight: 600;
}
.hero-trust-bar .trust-signal svg { color: var(--success); flex-shrink: 0; }
.hero-simulator .simulator-card {
    background: var(--white); border-radius: var(--radius-2xl); padding: 32px;
    box-shadow: 0 20px 60px rgba(0,0,0,0.3), 0 0 0 1px rgba(255,255,255,0.1);
    position: relative; z-index: 1;
}
.simulator-badge {
    display: inline-flex; align-items: center; gap: 6px;
    background: var(--success-light); color: var(--success);
    padding: 5px 12px; border-radius: 100px; font-size: 0.75rem; font-weight: 600;
    margin-bottom: 16px; border: 1px solid rgba(5,150,105,0.12);
}
.hero-simulator .simulator-card h2 {
    font-size: 1.4rem; margin-bottom: 24px; text-align: left;
}
.hero-badge {
    display: inline-flex; align-items: center; gap: 6px;
    background: var(--primary-light); color: var(--primary);
    padding: 6px 14px; border-radius: 100px; font-size: 0.78rem; font-weight: 600; margin-bottom: 16px;
    border: 1px solid rgba(26,86,219,0.12);
}
.hero-content h1 { font-size: 2.6rem; font-weight: 800; line-height: 1.12; margin-bottom: 14px; letter-spacing: -0.035em; }
.hero-subtitle { font-size: 1.02rem; color: var(--gray-600); margin-bottom: 28px; line-height: 1.7; }

/* Hero features — 2x2 grid cards */
.hero-features-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 24px;
}
.hero-feat {
    display: flex; align-items: center; gap: 12px;
    background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12);
    border-radius: 14px; padding: 14px 16px;
    transition: var(--transition);
}
.hero-feat:hover { background: rgba(255,255,255,0.12); border-color: rgba(255,255,255,0.2); }
.hero-feat-icon {
    width: 40px; height: 40px; border-radius: 12px;
    background: rgba(52,211,153,0.2); color: #34d399;
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.hero-feat-text { display: flex; flex-direction: column; }
.hero-feat-text strong { font-size: 0.88rem; color: #fff; font-weight: 700; line-height: 1.2; }
.hero-feat-text span { font-size: 0.72rem; color: rgba(255,255,255,0.55); margin-top: 2px; }

/* Legacy (keep for inner pages) */
.hero-features { display: flex; flex-direction: column; gap: 10px; margin-bottom: 28px; }
.hero-feature { display: flex; align-items: center; gap: 10px; }
.hero-feature-icon { width: 28px; height: 28px; border-radius: 50%; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.hero-feature-icon--green { background: var(--success-light); color: var(--success); }
.hero-feature strong { font-size: 0.92rem; color: var(--gray-800); font-weight: 600; }
.hero-feature span { font-size: 0.82rem; color: var(--gray-500); }

/* Hero mini stats */
.hero-stats-bar {
    display: flex; gap: 0; background: var(--dark); border-radius: var(--radius-md); overflow: hidden;
}
.hero-stat {
    flex: 1; text-align: center; padding: 14px 8px;
    border-right: 1px solid rgba(255,255,255,0.08);
}
.hero-stat:last-child { border-right: none; }
.hero-stat strong { display: block; font-size: 1.15rem; font-weight: 800; color: var(--white); letter-spacing: -0.02em; }
.hero-stat span { font-size: 0.72rem; color: var(--gray-500); font-weight: 500; }

/* Legacy pill (used on inner pages) */
.hero-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.pill {
    display: inline-flex; align-items: center; gap: 6px; background: var(--white);
    border: 1px solid var(--gray-300); padding: 8px 14px; border-radius: 100px;
    font-size: 0.82rem; font-weight: 500; color: var(--gray-700);
    box-shadow: var(--shadow-xs);
}
.pill svg { color: var(--success); }

/* --- Page Hero (inner pages) --- */
.page-hero {
    padding: 48px 0 40px;
    background: linear-gradient(180deg, var(--white) 0%, var(--gray-100) 100%);
    position: relative;
}
.page-hero::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--primary), var(--accent));
}
.page-hero h1 { font-size: 2.3rem; font-weight: 800; margin-bottom: 14px; letter-spacing: -0.035em; }
.page-hero .lead { font-size: 1.05rem; color: var(--gray-600); max-width: 720px; line-height: 1.7; margin-bottom: 20px; }
.page-hero .hero-pills { margin-bottom: 0; }

/* --- Simulator (standalone on other pages) --- */
.simulator { padding: 60px 0 80px; background: var(--gray-100); }
.simulator-card {
    background: var(--white); border-radius: var(--radius-2xl); padding: 36px;
    box-shadow: var(--shadow-lg); max-width: 640px; margin: 0 auto;
    border: 1px solid var(--gray-200);
}
.simulator-card .section-title { margin-bottom: 4px; }
.simulator-card .section-subtitle { margin-bottom: 40px; }
.slider-group { margin-bottom: 32px; }
.slider-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; }
.slider-header label { font-weight: 600; color: var(--gray-800); font-size: 0.95rem; }
.slider-value { font-size: 1.5rem; font-weight: 700; color: var(--primary); letter-spacing: -0.02em; }
.range-slider {
    width: 100%; height: 8px; -webkit-appearance: none; appearance: none;
    background: var(--gray-200); border-radius: 4px; outline: none; cursor: pointer;
}
.range-slider::-webkit-slider-thumb {
    -webkit-appearance: none; width: 28px; height: 28px; border-radius: 50%;
    background: var(--primary); border: 4px solid var(--white);
    box-shadow: 0 2px 8px rgba(26,86,219,0.3); cursor: pointer; transition: var(--transition);
}
.range-slider::-webkit-slider-thumb:hover { transform: scale(1.15); box-shadow: 0 3px 12px rgba(26,86,219,0.4); }
.range-slider::-moz-range-thumb {
    width: 28px; height: 28px; border-radius: 50%; background: var(--primary);
    border: 4px solid var(--white); box-shadow: 0 2px 8px rgba(26,86,219,0.3); cursor: pointer;
}
.slider-range { display: flex; justify-content: space-between; margin-top: 8px; font-size: 0.78rem; color: var(--gray-500); font-weight: 500; }
.loan-summary { background: var(--gray-100); border-radius: var(--radius-md); padding: 20px 24px; margin-bottom: 24px; border: 1px solid var(--gray-200); }
.loan-summary-row { display: flex; justify-content: space-between; padding: 8px 0; font-size: 0.95rem; color: var(--gray-700); }
.loan-summary-row.total { border-top: 2px solid var(--gray-300); margin-top: 8px; padding-top: 16px; font-weight: 700; font-size: 1.1rem; color: var(--gray-900); }
.simulator-trust { display: flex; justify-content: center; gap: 24px; margin-top: 20px; flex-wrap: wrap; }
.simulator-trust span { display: flex; align-items: center; gap: 6px; font-size: 0.78rem; color: var(--gray-500); font-weight: 500; }

/* --- Modal --- */
.modal-overlay {
    position: fixed; inset: 0; background: rgba(15,23,42,0.55); backdrop-filter: blur(6px);
    z-index: 2000; display: none; align-items: center; justify-content: center; padding: 20px;
    opacity: 0; transition: opacity 0.3s ease;
}
.modal-overlay.active { display: flex; opacity: 1; }
.modal {
    background: var(--white); border-radius: var(--radius-2xl); padding: 40px;
    max-width: 480px; width: 100%; position: relative; box-shadow: var(--shadow-2xl);
    max-height: 90vh; overflow-y: auto; scrollbar-width: none; -ms-overflow-style: none;
}
.modal::-webkit-scrollbar { display: none; }
.modal-close {
    position: absolute; top: 16px; right: 16px; background: var(--gray-100); border: none;
    font-size: 1.3rem; color: var(--gray-500); cursor: pointer; width: 36px; height: 36px;
    display: flex; align-items: center; justify-content: center; border-radius: 50%; transition: var(--transition);
}
.modal-close:hover { background: var(--gray-200); color: var(--gray-800); }
.modal-header { text-align: center; margin-bottom: 28px; }
.modal-header h3 { font-size: 1.4rem; margin-bottom: 8px; }
.modal-header p { color: var(--gray-600); font-size: 0.95rem; }

/* --- Forms --- */
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-weight: 600; font-size: 0.88rem; color: var(--gray-800); margin-bottom: 6px; }
.form-group input[type="text"],
.form-group input[type="email"],
.form-group input[type="tel"],
.form-group input[type="number"],
.form-group select,
.form-group textarea {
    width: 100%; padding: 12px 16px; border: 1.5px solid var(--gray-300); border-radius: var(--radius-sm);
    font-family: inherit; font-size: 0.95rem; color: var(--gray-800); transition: var(--transition); outline: none;
    background: var(--white);
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    border-color: var(--primary); box-shadow: 0 0 0 3px rgba(26,86,219,0.08);
}
.form-group input::placeholder { color: var(--gray-400); }
.form-group textarea { resize: vertical; min-height: 120px; }
.phone-input { display: flex; border: 1.5px solid var(--gray-300); border-radius: var(--radius-sm); overflow: hidden; transition: var(--transition); }
.phone-input:focus-within { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(26,86,219,0.08); }
.phone-prefix { padding: 12px; background: var(--gray-100); font-weight: 600; color: var(--gray-600); border-right: 1.5px solid var(--gray-300); font-size: 0.92rem; }
.phone-input input { border: none !important; box-shadow: none !important; padding: 12px 16px !important; }
.form-check { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 12px; }
.form-check input[type="checkbox"] { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--primary); cursor: pointer; flex-shrink: 0; }
.form-check label { font-size: 0.82rem; color: var(--gray-600); cursor: pointer; line-height: 1.4; }
.form-check label a { text-decoration: underline; }
.form-trust { display: flex; justify-content: center; gap: 20px; margin-top: 20px; padding-top: 20px; border-top: 1px solid var(--gray-200); flex-wrap: wrap; }
.form-trust div { display: flex; align-items: center; gap: 6px; font-size: 0.76rem; color: var(--gray-500); font-weight: 500; }

/* --- Loading Screen --- */
.loading-screen { position: fixed; inset: 0; background: var(--white); z-index: 3000; display: none; align-items: center; justify-content: center; }
.loading-screen.active { display: flex; }
.loading-content { text-align: center; max-width: 420px; padding: 20px; }
.loading-logo { margin-bottom: 32px; }
.logo-icon-lg { width: 56px; height: 56px; font-size: 1.8rem; border-radius: var(--radius-md); }
.loading-spinner { margin-bottom: 24px; }
.spinner { width: 56px; height: 56px; border: 3px solid var(--gray-200); border-top-color: var(--primary); border-radius: 50%; animation: spin 0.8s linear infinite; margin: 0 auto; }
@keyframes spin { to { transform: rotate(360deg); } }
.loading-title { font-size: 1.2rem; margin-bottom: 6px; }
.loading-subtitle { color: var(--gray-500); font-size: 0.92rem; margin-bottom: 40px; }
.loading-steps { text-align: left; margin-bottom: 32px; }
.loading-step { display: flex; align-items: center; gap: 12px; padding: 12px 16px; border-radius: var(--radius-sm); margin-bottom: 6px; transition: var(--transition); color: var(--gray-400); }
.loading-step.active { background: var(--primary-light); color: var(--primary); }
.loading-step.completed { color: var(--success); }
.step-icon { flex-shrink: 0; }
.loading-step span { flex: 1; font-weight: 500; font-size: 0.92rem; }
.step-check { flex-shrink: 0; opacity: 0; transition: var(--transition); }
.loading-step.completed .step-check { opacity: 1; color: var(--success); }
.loading-progress { height: 4px; background: var(--gray-200); border-radius: 2px; overflow: hidden; }
.progress-bar { height: 100%; background: linear-gradient(90deg, var(--primary), var(--accent)); border-radius: 2px; width: 0%; transition: width 0.5s ease; }

/* --- Offers Screen --- */
.offers-screen { display: none; padding: 100px 0 60px; min-height: 100vh; background: var(--gray-100); }
.offers-screen.active { display: block; }
.offers-header { text-align: center; margin-bottom: 40px; }
.offers-badge {
    display: inline-flex; align-items: center; gap: 8px; background: var(--success-light);
    color: var(--success); padding: 10px 20px; border-radius: 100px; font-weight: 600; font-size: 0.92rem; margin-bottom: 16px;
    border: 1px solid rgba(5,150,105,0.15);
}
.offers-header h2 { font-size: 1.8rem; margin-bottom: 8px; }
.offers-header p { color: var(--gray-600); font-size: 1rem; }
.offers-list { display: flex; flex-direction: column; gap: 0; margin: 0 auto 40px; max-width: 900px; }
.offers-disclaimer { max-width: 680px; margin: 0 auto 32px; padding: 16px 20px; background: var(--white); border-radius: var(--radius-sm); font-size: 0.78rem; color: var(--gray-500); line-height: 1.5; border: 1px solid var(--gray-200); }

/* --- Offer Card V2 — Premium Card Design --- */
.offer-card-v2 {
    background: var(--white); border-radius: var(--radius-xl);
    box-shadow: 0 1px 4px rgba(0,0,0,0.06);
    border: 1px solid var(--gray-200);
    margin-bottom: 16px; transition: var(--transition-slow);
    position: relative; overflow: hidden;
}
.offer-card-v2:hover { box-shadow: 0 8px 30px rgba(26,86,219,0.12); border-color: var(--primary); }
.offer-card-v2--best { border: 2px solid var(--primary); }

.offer-best-label {
    background: linear-gradient(135deg, var(--primary), var(--accent)); color: var(--white);
    padding: 6px 0; text-align: center; font-size: 0.72rem; font-weight: 700;
    letter-spacing: 0.04em; text-transform: uppercase;
}

/* Card body — desktop: logo | info | CTA in one row */
.offer-card-body {
    display: grid; grid-template-columns: auto 1fr auto; align-items: center;
    gap: 18px; padding: 20px 24px;
}

/* Logo */
.offer-card-logo {
    width: 120px; height: 60px; background: var(--gray-100); border-radius: var(--radius-md);
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
    overflow: hidden; padding: 8px 12px;
}
.offer-logo-img { max-height: 48px; max-width: 100px; width: auto; object-fit: contain; }
.offer-logo-emoji { font-size: 1.8rem; }

/* Info: promo badge + USP */
.offer-card-info { min-width: 0; }
.offer-name { margin-bottom: 0; }
.offer-name .offer-name-text { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.offer-promo-badge {
    display: inline-flex; align-items: center; gap: 4px;
    background: var(--success-light); color: #047857;
    padding: 4px 12px; border-radius: 100px; font-size: 0.72rem; font-weight: 700;
    margin-bottom: 6px;
}
.offer-usp { font-size: 0.85rem; color: var(--gray-700); line-height: 1.5; }

/* CTA (desktop: right side) */
.offer-card-cta { flex-shrink: 0; }
.offer-card-cta .btn {
    padding: 14px 28px; font-size: 0.92rem; border-radius: var(--radius-md);
    font-weight: 700; white-space: nowrap;
    background: linear-gradient(135deg, var(--primary), #2563eb);
    box-shadow: 0 4px 14px rgba(26,86,219,0.25);
}
.offer-card-cta .btn:hover {
    box-shadow: 0 6px 20px rgba(26,86,219,0.35); transform: translateY(-1px);
}

/* Stats row — below body */
.offer-card-stats {
    display: grid; grid-template-columns: repeat(4, 1fr);
    border-top: 1px solid var(--gray-200); background: var(--gray-100);
}
.offer-stat-badge {
    text-align: center; padding: 14px 8px;
    border-right: 1px solid var(--gray-200);
}
.offer-stat-badge:last-child { border-right: none; }
.offer-stat-label {
    display: block; font-size: 0.66rem; color: var(--gray-600); text-transform: uppercase;
    letter-spacing: 0.06em; font-weight: 600; margin-bottom: 4px;
}
.offer-stat-val { display: block; font-size: 0.95rem; font-weight: 700; color: var(--gray-900); }
.offer-stat-val--green { color: var(--success); font-weight: 800; font-size: 1.05rem; }

/* Mobile CTA — hidden on desktop, shown after stats on mobile */
.offer-card-cta-mobile { display: none; }

/* Disclaimer */
.offer-card-disclaimer {
    padding: 10px 24px 12px; font-size: 0.73rem; color: var(--gray-600); line-height: 1.5;
    border-top: 1px solid var(--gray-200); background: var(--gray-100); margin-top: 0;
}

/* --- Stats --- */
.stats { padding: 64px 0; background: var(--white); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat-item { text-align: center; padding: 28px 20px; border-radius: var(--radius-lg); border: 1px solid var(--gray-200); transition: var(--transition); }
.stat-item:hover { border-color: var(--primary-light); box-shadow: var(--shadow-sm); }
.stat-icon { width: 48px; height: 48px; background: var(--primary-light); border-radius: var(--radius-md); display: flex; align-items: center; justify-content: center; margin: 0 auto 12px; color: var(--primary); }
.stat-number { font-size: 2rem; font-weight: 800; color: var(--primary); margin-bottom: 4px; letter-spacing: -0.03em; }
.stat-label { color: var(--gray-600); font-size: 0.85rem; font-weight: 500; }

/* --- Steps / How It Works --- */
.how-it-works { padding: 80px 0; background: var(--gray-100); }
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.step-card {
    background: var(--white); border-radius: var(--radius-lg); padding: 32px 24px;
    text-align: center; box-shadow: var(--shadow-sm); transition: var(--transition); position: relative;
    border: 1px solid var(--gray-200);
}
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: transparent; }
.step-number {
    position: absolute; top: -12px; left: 24px; width: 26px; height: 26px;
    background: linear-gradient(135deg, var(--primary), var(--accent)); color: var(--white); border-radius: 50%;
    display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.82rem;
}
.step-icon-wrapper {
    width: 60px; height: 60px; background: var(--primary-light); border-radius: var(--radius-md);
    display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; color: var(--primary);
}
.step-card h3 { font-size: 0.98rem; margin-bottom: 8px; }
.step-card p { font-size: 0.86rem; color: var(--gray-600); line-height: 1.55; }

/* --- Advantages --- */
.advantages { padding: 80px 0; background: var(--white); }
.advantages-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.advantage-card {
    padding: 28px 24px; border-radius: var(--radius-lg); border: 1px solid var(--gray-200);
    transition: var(--transition); background: var(--white); text-align: center;
}
.advantage-card:hover { border-color: var(--primary); box-shadow: var(--shadow-md); transform: translateY(-3px); }
.advantage-icon {
    width: 48px; height: 48px; background: var(--primary-light); border-radius: var(--radius-md);
    display: flex; align-items: center; justify-content: center; color: var(--primary); margin: 0 auto 14px;
}
.advantage-card h3 { font-size: 1rem; margin-bottom: 8px; }
.advantage-card p { font-size: 0.88rem; color: var(--gray-600); line-height: 1.55; }

/* --- Comparison / Lender Cards Section --- */
.comparison { padding: 80px 0; background: var(--gray-100); }
.homepage-lenders { max-width: 900px; margin: 0 auto; }
.page-lenders { max-width: 900px; margin: 0 auto; }
.table-wrapper { overflow-x: auto; border-radius: var(--radius-lg); box-shadow: var(--shadow-md); border: 1px solid var(--gray-200); }
.comparison-table { width: 100%; background: var(--white); border-collapse: collapse; }
.comparison-table th {
    background: var(--dark); color: var(--white); padding: 14px 18px; text-align: left;
    font-weight: 600; font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.05em;
}
.comparison-table th:first-child { border-radius: var(--radius-lg) 0 0 0; }
.comparison-table th:last-child { border-radius: 0 var(--radius-lg) 0 0; }
.comparison-table td { padding: 14px 18px; border-bottom: 1px solid var(--gray-200); font-size: 0.9rem; }
.comparison-table td img { vertical-align: middle; }
.comparison-table tbody tr { transition: var(--transition); }
.comparison-table tbody tr:hover { background: var(--primary-50); }
.comparison-table tbody tr:last-child td { border-bottom: none; }
.table-note { text-align: center; font-size: 0.78rem; color: var(--gray-500); margin-top: 16px; line-height: 1.5; }
.badge { display: inline-block; padding: 4px 10px; border-radius: 100px; font-size: 0.75rem; font-weight: 600; }
.badge-success { background: var(--success-light); color: var(--success); }
.badge-warning { background: var(--warning-light); color: var(--warning); }
.badge-primary { background: var(--primary-light); color: var(--primary); }
.badge-danger { background: var(--danger-light); color: var(--danger); }

/* --- Requirements --- */
.requirements { padding: 80px 0; background: var(--white); }
.requirements-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; max-width: 720px; margin: 0 auto; }
.requirement-card {
    display: flex; align-items: center; gap: 12px; padding: 16px 20px;
    border-radius: var(--radius-md); border: 1px solid var(--gray-200);
    transition: var(--transition); background: var(--white);
}
.requirement-card:hover { border-color: var(--primary-light); background: var(--primary-50); }
.requirement-card svg { color: var(--primary); flex-shrink: 0; }
.requirement-card span { font-weight: 500; font-size: 0.9rem; color: var(--gray-700); }

/* --- Testimonials --- */
.testimonials { padding: 80px 0; background: var(--gray-100); }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.testimonial-card {
    background: var(--white); border-radius: var(--radius-lg); padding: 28px;
    box-shadow: var(--shadow-sm); transition: var(--transition); border: 1px solid var(--gray-200);
}
.testimonial-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.testimonial-stars { color: #f59e0b; font-size: 1.1rem; margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-text { font-size: 0.92rem; color: var(--gray-700); line-height: 1.65; margin-bottom: 18px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; margin-bottom: 6px; }
.testimonial-avatar {
    width: 40px; height: 40px; background: linear-gradient(135deg, var(--primary-light), var(--accent-light));
    color: var(--primary); border-radius: 50%; display: flex; align-items: center; justify-content: center;
    font-weight: 700; font-size: 0.85rem;
}
.testimonial-name { font-weight: 600; font-size: 0.88rem; color: var(--gray-900); }
.testimonial-location { font-size: 0.78rem; color: var(--gray-500); }
.testimonial-verified { font-size: 0.76rem; color: var(--success); font-weight: 600; display: flex; align-items: center; gap: 4px; }

/* --- FAQ --- */
.faq { padding: 80px 0; background: var(--gray-100); }
.faq-list { max-width: 740px; margin: 0 auto; }
.faq-item {
    border: 1px solid var(--gray-300); border-radius: var(--radius-md); margin-bottom: 10px;
    overflow: hidden; transition: var(--transition); background: var(--white);
    box-shadow: 0 1px 3px rgba(0,0,0,0.04);
}
.faq-item:hover { border-color: var(--gray-300); }
.faq-item.active { border-color: var(--primary); box-shadow: var(--shadow-sm); }
.faq-question {
    width: 100%; display: flex; justify-content: space-between; align-items: center;
    padding: 18px 20px; background: none; border: none; font-family: inherit;
    font-size: 0.95rem; font-weight: 600; color: var(--gray-800); cursor: pointer; text-align: left;
    gap: 12px;
}
.faq-question:hover { color: var(--primary); }
.faq-question svg { flex-shrink: 0; transition: transform 0.3s ease; color: var(--gray-400); }
.faq-item.active .faq-question { color: var(--primary); }
.faq-item.active .faq-question svg { transform: rotate(180deg); color: var(--primary); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.4s cubic-bezier(0.4,0,0.2,1); }
.faq-item.active .faq-answer { max-height: 600px; }
.faq-answer p { padding: 0 20px 18px; font-size: 0.9rem; color: var(--gray-600); line-height: 1.75; }
.faq-answer p a { text-decoration: underline; }

/* --- CTA Section --- */
.cta-section { padding: 60px 0; }
.cta-card {
    background: linear-gradient(135deg, var(--primary) 0%, #0e40a0 50%, var(--primary-dark) 100%);
    border-radius: var(--radius-2xl); padding: 56px 48px; text-align: center; color: var(--white);
    max-width: 800px; margin: 0 auto; position: relative; overflow: hidden;
}
.cta-card::before {
    content: ''; position: absolute; top: -50%; right: -30%; width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(6,182,212,0.15) 0%, transparent 70%);
}
.cta-card h3 { color: var(--white) !important; font-size: 1.7rem; margin-bottom: 10px; position: relative; }
.cta-card p { font-size: 1rem; color: rgba(255,255,255,0.8) !important; margin-bottom: 24px; position: relative; }
.cta-card .btn-white { color: var(--primary) !important; background: var(--white) !important; box-shadow: 0 4px 14px rgba(0,0,0,0.15); }
.cta-card .btn-white:hover { background: var(--gray-100) !important; }

/* --- Final CTA --- */
.final-cta {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--primary) 0%, #0e40a0 60%, var(--primary-dark) 100%);
    text-align: center; color: var(--white); position: relative; overflow: hidden;
}
.final-cta::before {
    content: ''; position: absolute; bottom: -40%; left: -10%; width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(6,182,212,0.12) 0%, transparent 70%);
}
.final-cta h2 { color: var(--white) !important; font-size: 2rem; margin-bottom: 10px; position: relative; }
.final-cta p { font-size: 1.05rem; color: rgba(255,255,255,0.8) !important; margin-bottom: 28px; position: relative; }
.final-cta .btn-white { color: var(--primary) !important; background: var(--white) !important; }

/* --- Content Pages --- */
.content-section { padding: 56px 0; }
.content-section:nth-child(even) { background: var(--gray-100); }
.content-body { max-width: 780px; margin: 0 auto; }
.content-body h2 {
    font-size: 1.55rem; margin: 44px 0 16px; color: var(--gray-900);
    padding-bottom: 10px; border-bottom: 2px solid var(--gray-200);
    letter-spacing: -0.02em;
}
.content-body h2:first-child { margin-top: 0; }
.content-body h3 { font-size: 1.2rem; margin: 32px 0 10px; color: var(--gray-900); }
.content-body p { margin-bottom: 16px; line-height: 1.8; color: var(--gray-700); font-size: 0.95rem; }
.content-body ul, .content-body ol { margin: 16px 0 20px; padding-left: 0; list-style: none; }
.content-body ul li, .content-body ol li {
    margin-bottom: 10px; line-height: 1.7; color: var(--gray-700); font-size: 0.95rem;
    padding-left: 28px; position: relative;
}
.content-body ul li::before {
    content: ''; position: absolute; left: 4px; top: 10px; width: 8px; height: 8px;
    background: var(--primary); border-radius: 50%; opacity: 0.6;
}
.content-body ol { counter-reset: item; }
.content-body ol li { counter-increment: item; }
.content-body ol li::before {
    content: counter(item); position: absolute; left: 0; top: 0;
    width: 24px; height: 24px; background: var(--primary-light); color: var(--primary);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    font-size: 0.75rem; font-weight: 700;
}
.content-body strong { color: var(--gray-900); font-weight: 600; }
.content-body a { color: var(--primary); text-decoration: underline; text-underline-offset: 2px; }
.content-body a:hover { text-decoration-color: var(--accent); }
.content-body blockquote {
    border-left: 4px solid var(--primary); background: var(--primary-light);
    padding: 20px 24px; margin: 28px 0; border-radius: 0 var(--radius-md) var(--radius-md) 0;
    font-style: italic; color: var(--gray-700); font-size: 0.95rem; line-height: 1.7;
}
.content-body .info-box {
    background: var(--primary-light); border-left: 4px solid var(--primary);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    padding: 20px 24px; margin: 28px 0; font-size: 0.92rem; line-height: 1.7; color: var(--gray-700);
}
.content-body .info-box strong { color: var(--primary-dark); }
.content-body .warning-box {
    background: var(--warning-light); border-left: 4px solid var(--warning);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    padding: 20px 24px; margin: 28px 0; font-size: 0.92rem; line-height: 1.7; color: var(--gray-700);
}
.content-body .warning-box strong { color: #92400e; }
.content-body .success-box {
    background: var(--success-light); border-left: 4px solid var(--success);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    padding: 20px 24px; margin: 28px 0; font-size: 0.92rem; line-height: 1.7; color: var(--gray-700);
}

/* --- Blog --- */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.blog-card {
    background: var(--white); border-radius: var(--radius-lg); overflow: hidden;
    box-shadow: var(--shadow-sm); transition: var(--transition); border: 1px solid var(--gray-200);
}
.blog-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: transparent; }
.blog-card-img {
    height: 180px; display: flex; align-items: center; justify-content: center; font-size: 2.8rem;
    position: relative; overflow: hidden;
}
.blog-card-img::after {
    content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 40px;
    background: linear-gradient(transparent, rgba(255,255,255,0.5));
}
.blog-card-body { padding: 20px 22px 22px; }
.blog-card-tag {
    display: inline-block; background: var(--primary-light); color: var(--primary);
    padding: 3px 10px; border-radius: 100px; font-size: 0.72rem; font-weight: 600; margin-bottom: 10px;
    text-transform: uppercase; letter-spacing: 0.03em;
}
.blog-card-title { font-size: 1.02rem; margin-bottom: 8px; line-height: 1.4; letter-spacing: -0.01em; }
.blog-card-title a { color: var(--gray-900); }
.blog-card-title a:hover { color: var(--primary); }
.blog-card-excerpt { font-size: 0.86rem; color: var(--gray-600); line-height: 1.6; margin-bottom: 14px; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.blog-card-meta { display: flex; justify-content: space-between; font-size: 0.76rem; color: var(--gray-500); font-weight: 500; padding-top: 12px; border-top: 1px solid var(--gray-200); }

/* --- Blog Article Meta --- */
.blog-article-meta {
    display: flex; gap: 20px; margin-bottom: 8px; font-size: 0.85rem; color: var(--gray-500); flex-wrap: wrap;
}
.blog-article-meta span { display: flex; align-items: center; gap: 6px; font-weight: 500; }

/* --- Review Card (Opiniones) --- */
.review-header {
    background: var(--white); border-radius: var(--radius-xl); padding: 32px 36px;
    box-shadow: var(--shadow-md); display: flex; gap: 28px; align-items: center; margin-bottom: 40px;
    border: 1px solid var(--gray-200);
}
.review-logo {
    width: 100px; height: 72px; background: var(--primary-light); border-radius: var(--radius-md);
    display: flex; align-items: center; justify-content: center; font-size: 2.2rem; flex-shrink: 0;
    padding: 8px;
}
.review-logo img { max-height: 56px; max-width: 88px; object-fit: contain; }
.review-info { flex: 1; }
.review-info h2 { font-size: 1.5rem; margin-bottom: 4px; }
.review-info p { color: var(--gray-600); font-size: 0.9rem; }
.review-rating { text-align: center; padding-left: 28px; border-left: 1px solid var(--gray-200); }
.review-rating .rating-value { font-size: 2.2rem; font-weight: 800; color: var(--primary); letter-spacing: -0.03em; }
.review-rating .rating-stars { color: #f59e0b; font-size: 1rem; letter-spacing: 2px; }
.review-rating .rating-label { font-size: 0.76rem; color: var(--gray-500); font-weight: 500; }

/* --- Pros / Cons --- */
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin: 32px 0; }
.pros, .cons { padding: 24px; border-radius: var(--radius-md); }
.pros { background: var(--success-light); border: 1px solid rgba(5,150,105,0.12); }
.cons { background: var(--danger-light); border: 1px solid rgba(220,38,38,0.1); }
.pros h4 { color: var(--success); margin-bottom: 12px; font-size: 0.95rem; }
.cons h4 { color: var(--danger); margin-bottom: 12px; font-size: 0.95rem; }
.pros li, .cons li { margin-bottom: 8px; font-size: 0.9rem; line-height: 1.5; }
.pros ul, .cons ul { list-style: none; padding: 0; }
.pros li::before { content: '✓ '; color: var(--success); font-weight: 700; }
.cons li::before { content: '✗ '; color: var(--danger); font-weight: 700; }

/* --- Calculator Page --- */
.calc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; max-width: 1200px; margin: 0 auto; }
.calc-card { background: var(--white); border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow-sm); border: 1px solid var(--gray-200); }
.calc-card h3 { font-size: 1.1rem; margin-bottom: 6px; }
.calc-card p { font-size: 0.88rem; color: var(--gray-600); margin-bottom: 18px; }
.calc-result { background: linear-gradient(135deg, var(--primary-light), var(--accent-light)); border-radius: var(--radius-md); padding: 20px; text-align: center; margin-top: 18px; border: 1px solid rgba(26,86,219,0.1); }
.calc-result .result-value { font-size: 1.8rem; font-weight: 800; color: var(--primary); letter-spacing: -0.02em; }
.calc-result .result-label { font-size: 0.82rem; color: var(--gray-600); margin-top: 2px; }
.amort-table { width: 100%; border-collapse: collapse; margin-top: 18px; font-size: 0.84rem; }
.amort-table th { background: var(--gray-100); padding: 10px 12px; text-align: left; font-weight: 600; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.03em; color: var(--gray-600); }
.amort-table td { padding: 10px 12px; border-bottom: 1px solid var(--gray-200); }
.amort-table tr:hover { background: var(--primary-50); }

/* --- Comparador Page --- */
.comparador-filters {
    background: var(--white); border-radius: var(--radius-lg); padding: 28px;
    box-shadow: var(--shadow-sm); margin-bottom: 24px; border: 1px solid var(--gray-200);
}
.filter-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; align-items: end; }
.filter-grid .form-group { margin-bottom: 0; }
.lender-card {
    background: var(--white); border-radius: var(--radius-lg); padding: 20px 24px;
    margin-bottom: 12px; box-shadow: var(--shadow-xs); border: 1px solid var(--gray-200);
    display: grid; grid-template-columns: auto 1fr auto auto auto auto; align-items: center; gap: 16px;
    transition: var(--transition);
}
.lender-card:hover { border-color: var(--primary); box-shadow: var(--shadow-md); transform: translateY(-1px); }
.lender-logo-sm {
    width: 100px; height: 40px; background: var(--white); border-radius: var(--radius-sm);
    display: flex; align-items: center; justify-content: center; font-size: 1.3rem; overflow: hidden;
    border: 1px solid var(--gray-200); padding: 4px 8px;
}
.lender-logo-sm img { max-height: 32px; max-width: 88px; width: auto; object-fit: contain; border-radius: var(--radius-xs); }
.lender-name { font-weight: 700; font-size: 1rem; }
.lender-sub { font-size: 0.78rem; color: var(--success); font-weight: 500; }
.lender-stat { text-align: center; }
.lender-stat-value { font-weight: 700; font-size: 0.95rem; color: var(--gray-900); }
.lender-stat-label { font-size: 0.7rem; color: var(--gray-500); text-transform: uppercase; letter-spacing: 0.03em; font-weight: 500; }

/* --- Contact Page --- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; max-width: 900px; margin: 0 auto; }
.contact-info-card { background: var(--gray-100); border-radius: var(--radius-lg); padding: 32px; border: 1px solid var(--gray-200); }
.contact-info-item { display: flex; gap: 16px; margin-bottom: 24px; }
.contact-info-icon { width: 44px; height: 44px; background: var(--primary-light); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; color: var(--primary); flex-shrink: 0; }
.contact-info-item h4 { font-size: 0.92rem; margin-bottom: 2px; }
.contact-info-item p { font-size: 0.86rem; color: var(--gray-600); }

/* --- About Page --- */
.about-values { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin: 48px 0; }
.value-card { text-align: center; padding: 28px; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); transition: var(--transition); }
.value-card:hover { border-color: var(--primary-light); box-shadow: var(--shadow-sm); }
.value-card .advantage-icon { margin: 0 auto 14px; }
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 32px; }
.team-card { text-align: center; padding: 24px; }
.team-avatar { width: 72px; height: 72px; background: linear-gradient(135deg, var(--primary-light), var(--accent-light)); color: var(--primary); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 1.4rem; margin: 0 auto 14px; }
.team-card h4 { font-size: 0.95rem; margin-bottom: 4px; }
.team-card p { font-size: 0.84rem; color: var(--gray-600); }

/* --- Cookie Banner --- */
.cookie-banner {
    position: fixed; bottom: 0; left: 0; right: 0; background: var(--dark); color: var(--white);
    padding: 16px 0; z-index: 5000; transform: translateY(100%); transition: transform 0.4s ease;
}
.cookie-banner.active { transform: translateY(0); }
.cookie-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.cookie-inner p { font-size: 0.84rem; line-height: 1.5; flex: 1; }
.cookie-inner a { color: var(--accent-light); text-decoration: underline; }
.cookie-buttons { display: flex; gap: 8px; flex-shrink: 0; }

/* --- Footer --- */
.footer { padding: 56px 0 0; background: var(--dark); color: var(--gray-500); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.footer-brand .logo { margin-bottom: 14px; }
.footer-brand .logo-text { color: var(--white); }
.footer-brand .logo-highlight { color: #60a5fa; }
.footer-brand p { font-size: 0.86rem; line-height: 1.6; color: var(--gray-500); }
.footer-social { display: flex; gap: 10px; margin-top: 16px; }
.footer-social a { width: 36px; height: 36px; background: rgba(255,255,255,0.06); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; color: var(--gray-500); transition: var(--transition); }
.footer-social a:hover { background: var(--primary); color: var(--white); }
.footer-links h4 { color: var(--white); font-size: 0.82rem; margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.06em; font-weight: 600; }
.footer-links a { display: block; color: var(--gray-500); font-size: 0.86rem; padding: 4px 0; transition: var(--transition); }
.footer-links a:hover { color: var(--white); padding-left: 4px; }
.footer-bottom { padding: 24px 0; text-align: center; }
.footer-bottom p { font-size: 0.8rem; margin-bottom: 8px; color: var(--gray-500); }
.footer-disclaimer { font-size: 0.72rem !important; color: rgba(148,163,184,0.7) !important; max-width: 800px; margin: 0 auto; line-height: 1.5; }

/* --- Animations --- */
@keyframes fadeInUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }
.fade-in-up { animation: fadeInUp 0.5s ease forwards; }
body.show-offers .hero-combined, body.show-offers .hero, body.show-offers .simulator, body.show-offers .stats,
body.show-offers .how-it-works, body.show-offers .advantages, body.show-offers .comparison,
body.show-offers .requirements, body.show-offers .testimonials, body.show-offers .faq,
body.show-offers .final-cta, body.show-offers .trust-bar, body.show-offers .hero-trust-bar, body.show-offers .content-section { display: none; }

/* --- Selection --- */
::selection { background: var(--primary-light); color: var(--primary-dark); }

/* --- Scrollbar --- */
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: var(--gray-100); }
::-webkit-scrollbar-thumb { background: var(--gray-400); border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: var(--gray-500); }

/* ========================================
   Responsive
   ======================================== */

/* --- Tablet (1024px) --- */
@media (max-width: 1024px) {
    /* Hero */
    .hero-combined-inner { grid-template-columns: 1fr; gap: 28px; }
    .hero-content { order: 2; text-align: center; }
    .hero-simulator { order: 1; }
    .hero-simulator .simulator-card { max-width: 520px; margin: 0 auto; }
    .hero-combined .hero-content h1 { font-size: 2rem; }
    .hero-features { align-items: center; }
    .hero-features-grid { gap: 10px; }
    .hero-trust-bar { gap: 20px; padding: 14px 16px; }

    /* Grids */
    .steps-grid, .stats-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
    .filter-grid { grid-template-columns: 1fr 1fr; }
    .calc-grid { grid-template-columns: 1fr; }
    .contact-grid { grid-template-columns: 1fr; }

    /* Review */
    .review-header { flex-direction: column; text-align: center; }
    .review-rating { padding-left: 0; border-left: none; padding-top: 16px; border-top: 1px solid var(--gray-200); }

    /* Offer card */
    .offer-card-body { gap: 16px; padding: 18px 20px; }
    .offer-card-cta .btn { padding: 12px 20px; font-size: 0.88rem; }
}

/* --- Mobile (768px) --- */
@media (max-width: 768px) {
    body { font-size: 15px; }
    .container { padding: 0 16px; }

    /* Mobile Navigation */
    .header { backdrop-filter: none !important; }
    #nav { display: none; }
    #nav.open {
        display: flex !important;
        position: fixed; top: 64px; left: 0; right: 0; bottom: 0;
        background: var(--white); flex-direction: column; padding: 0;
        border-top: 2px solid var(--primary);
        gap: 0; overflow-y: auto; z-index: 9999;
    }
    #nav .nav-link {
        padding: 16px 20px; width: 100%; font-size: 0.95rem; font-weight: 600;
        border-bottom: 1px solid var(--gray-200); border-radius: 0;
        color: var(--gray-800); display: flex; justify-content: space-between; align-items: center;
    }
    #nav .nav-dropdown { position: static; width: 100%; }
    /* Disable hover on mobile — only click */
    #nav .nav-dropdown:hover > .dropdown-menu { display: none; }
    #nav .nav-dropdown.open > .dropdown-menu { display: block !important; }
    #nav .dropdown-menu {
        position: static; display: none;
        opacity: 1; visibility: visible; transform: none;
        box-shadow: none; border: none; border-radius: 0;
        padding: 0; min-width: auto; background: var(--gray-100);
    }
    #nav .dropdown-menu a {
        padding: 14px 20px 14px 44px; font-size: 0.9rem; border-radius: 0;
        border-bottom: 1px solid var(--gray-200); color: var(--gray-600);
        display: block;
    }
    #nav .dropdown-menu a:active { background: var(--primary-light); color: var(--primary); }
    .mobile-toggle { display: flex; z-index: 10000; }
    .header-cta { display: none; }

    /* Hero mobile: content first, then calculator */
    .hero-combined { padding: 20px 0 24px; }
    .hero-combined-inner { grid-template-columns: 1fr; gap: 20px; }
    .hero-content { order: 1; text-align: center; }
    .hero-simulator { order: 2; }
    .hero-combined .hero-content h1 { font-size: 1.45rem; line-height: 1.25; }
    .hero-combined .hero-subtitle { font-size: 0.85rem; margin-bottom: 16px; }
    .hero-badge { font-size: 0.72rem; padding: 5px 12px; margin-bottom: 10px; }
    .hero-features-grid { grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 16px; }
    .hero-feat { padding: 10px 12px; gap: 10px; border-radius: 12px; }
    .hero-feat-icon { width: 34px; height: 34px; border-radius: 10px; }
    .hero-feat-icon svg { width: 16px; height: 16px; }
    .hero-feat-text strong { font-size: 0.78rem; }
    .hero-feat-text span { font-size: 0.65rem; }
    .hero-features { gap: 5px; align-items: center; }
    .hero-feature { gap: 6px; }
    .hero-feature-icon { width: 20px; height: 20px; }
    .hero-feature-icon svg { width: 12px; height: 12px; }
    .hero-feature strong { font-size: 0.8rem; }
    .simulator-card { padding: 18px 14px !important; border-radius: var(--radius-lg) !important; }
    .simulator-card h2 { font-size: 1.1rem !important; margin-bottom: 14px !important; }
    .simulator-badge { font-size: 0.68rem; padding: 3px 10px; margin-bottom: 12px; }
    .slider-value { font-size: 1.15rem; }
    .slider-header label { font-size: 0.82rem; }
    .slider-group { margin-bottom: 20px; }
    .loan-summary { padding: 10px 12px; }
    .loan-summary-row { font-size: 0.8rem; padding: 5px 0; }
    .loan-summary-row.total { font-size: 0.9rem; }
    .simulator-trust { gap: 12px; flex-wrap: wrap; justify-content: center; }
    .simulator-trust span { font-size: 0.68rem; }

    /* Trust bar */
    .hero-trust-bar { gap: 6px 12px; padding: 10px 12px; flex-wrap: wrap; justify-content: center; }
    .hero-trust-bar .trust-signal { font-size: 0.65rem; gap: 3px; }
    .hero-trust-bar .trust-signal svg { width: 12px; height: 12px; }
    .trust-bar { padding: 6px 0; }
    .trust-bar-inner { gap: 8px; }
    .trust-item { font-size: 0.65rem; }

    /* Page hero (inner pages) */
    .page-hero { padding: 28px 0 24px; }
    .page-hero h1 { font-size: 1.5rem; }
    .page-hero .lead { font-size: 0.9rem; line-height: 1.6; }
    .hero-pills { gap: 6px; justify-content: center; }
    .pill { font-size: 0.72rem; padding: 5px 10px; }

    /* Sections */
    .section-title { font-size: 1.4rem; }
    .section-subtitle { font-size: 0.88rem; margin-bottom: 24px; }
    .content-section { padding: 36px 0; }
    .comparison { padding: 40px 0; }
    .faq { padding: 40px 0; }
    .stats { padding: 40px 0; }
    .how-it-works { padding: 40px 0; }
    .advantages { padding: 40px 0; }
    .testimonials { padding: 40px 0; }
    .requirements { padding: 40px 0; }

    /* Grids → single column */
    .advantages-grid, .testimonials-grid, .blog-grid { grid-template-columns: 1fr; gap: 12px; max-width: 400px; margin: 0 auto; }
    .advantage-card { text-align: center; }
    .advantage-icon { margin: 0 auto 14px; }
    .requirements-grid { grid-template-columns: 1fr 1fr; gap: 8px; }
    .steps-grid { grid-template-columns: 1fr; gap: 12px; }
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
    .stat-item { padding: 18px 12px; }
    .stat-number { font-size: 1.5rem; }
    .stat-label { font-size: 0.78rem; }
    .stat-icon { width: 40px; height: 40px; margin-bottom: 8px; }
    .step-card { padding: 24px 18px; }
    .advantage-card { padding: 20px 16px; }
    .testimonial-card { padding: 20px 16px; }
    .blog-card-img { height: 140px; }

    /* Offer cards mobile — stack: logo+info top, stats middle, CTA bottom */
    .offer-card-body {
        display: flex; flex-direction: column; align-items: center;
        text-align: center; gap: 10px; padding: 18px 16px;
    }
    .offer-card-logo { width: 120px; height: 56px; }
    .offer-card-info { text-align: center; }
    .offer-promo-badge { margin: 0 auto 4px; }
    .offer-usp { font-size: 0.82rem; }
    /* Hide CTA inside body on mobile — shown via mobile-cta after stats */
    .offer-card-body .offer-card-cta { display: none; }
    .offer-card-stats { grid-template-columns: repeat(2, 1fr); }
    .offer-stat-badge { padding: 12px 8px; }
    .offer-stat-badge:nth-child(2) { border-right: none; }
    .offer-stat-badge:nth-child(4) { border-right: none; }
    .offer-stat-label { font-size: 0.62rem; }
    .offer-stat-val { font-size: 0.88rem; }
    .offer-stat-val--green { font-size: 0.98rem; }
    .offer-card-disclaimer { font-size: 0.66rem; text-align: center; }
    .offer-best-label { font-size: 0.7rem; padding: 6px 0; }
    /* Show mobile CTA (hidden on desktop) */
    .offer-card-cta-mobile { display: block !important; padding: 12px 16px; }
    .offer-card-cta-mobile .btn { width: 100%; padding: 14px 20px; font-size: 0.95rem; border-radius: var(--radius-md); }

    /* Content body */
    .content-body { padding: 0; }
    .content-body h2 { font-size: 1.3rem; margin: 32px 0 12px; }
    .content-body h3 { font-size: 1.05rem; margin: 24px 0 8px; }
    .content-body p { font-size: 0.9rem; line-height: 1.7; }
    .content-body ul li, .content-body ol li { font-size: 0.9rem; padding-left: 24px; }
    .content-body .info-box, .content-body .warning-box { padding: 16px; font-size: 0.88rem; }
    .content-body blockquote { padding: 16px 18px; font-size: 0.9rem; }

    /* Blog */
    .blog-card-body { padding: 16px; }
    .blog-card-title { font-size: 0.95rem; }
    .blog-card-excerpt { font-size: 0.82rem; }
    .blog-card-meta { font-size: 0.72rem; }
    .blog-article-meta { gap: 8px; font-size: 0.78rem; flex-direction: column; }

    /* Review */
    .review-header { padding: 20px; gap: 16px; }
    .review-logo { width: 60px; height: 60px; font-size: 1.8rem; }
    .review-info h2 { font-size: 1.2rem; }
    .review-rating .rating-value { font-size: 1.8rem; }
    .pros-cons { grid-template-columns: 1fr; gap: 12px; }
    .pros, .cons { padding: 18px; }

    /* Tables */
    .table-wrapper { border-radius: var(--radius-md); }
    .comparison-table th, .comparison-table td { padding: 10px 8px; font-size: 0.78rem; }
    .comparison-table th { font-size: 0.68rem; }

    /* FAQ */
    .faq-question { padding: 14px 16px; font-size: 0.9rem; }
    .faq-answer p { padding: 0 16px 14px; font-size: 0.86rem; }

    /* Modal */
    .modal { padding: 24px 16px; border-radius: var(--radius-xl); max-width: 100%; margin: 0 12px; }
    .modal-header h3 { font-size: 1.2rem; }

    /* CTA sections */
    .final-cta { padding: 48px 0; }
    .final-cta h2 { font-size: 1.4rem; }
    .final-cta p { font-size: 0.92rem; }
    .cta-card { padding: 32px 20px; border-radius: var(--radius-xl); }
    .cta-card h3 { font-size: 1.3rem; }
    .cta-card p { font-size: 0.9rem; }

    /* Footer */
    .footer { padding: 40px 0 0; }
    .footer-grid { grid-template-columns: 1fr; gap: 24px; }
    .footer-brand p { font-size: 0.82rem; }
    .footer-links h4 { font-size: 0.78rem; margin-bottom: 10px; }
    .footer-links a { font-size: 0.82rem; }
    .footer-bottom p { font-size: 0.75rem; }
    .footer-disclaimer { font-size: 0.68rem !important; }

    /* Cookie */
    .cookie-inner { flex-direction: column; text-align: center; gap: 12px; }
    .cookie-inner p { font-size: 0.78rem; }

    /* Filter */
    .filter-grid { grid-template-columns: 1fr; }
    .comparador-filters { padding: 20px 16px; }

    /* Calculator page */
    .calc-card { padding: 20px 16px; }

    /* Contact */
    .contact-grid { grid-template-columns: 1fr; gap: 24px; }

    /* About */
    .about-values, .team-grid { grid-template-columns: 1fr; gap: 12px; }
    .team-avatar { width: 56px; height: 56px; font-size: 1.1rem; }
}

/* --- Small Mobile (480px) --- */
@media (max-width: 480px) {
    .container { padding: 0 12px; }

    /* Hero */
    .hero-combined { padding: 16px 0 24px; }
    .hero-combined .hero-content h1 { font-size: 1.35rem; }
    .hero-combined .hero-subtitle { font-size: 0.85rem; }
    .hero-feature strong { font-size: 0.8rem; }
    .simulator-card { padding: 16px 14px !important; }
    .slider-header label { font-size: 0.85rem; }
    .slider-value { font-size: 1.15rem; }
    .btn-lg { padding: 12px 20px; font-size: 0.9rem; }
    .simulator-trust { gap: 12px; flex-wrap: wrap; justify-content: center; }

    /* Trust bar */
    .hero-trust-bar { gap: 6px; padding: 10px 12px; }
    .hero-trust-bar .trust-signal { font-size: 0.65rem; }
    .hero-trust-bar .trust-signal svg { width: 12px; height: 12px; }

    /* Page hero */
    .page-hero h1 { font-size: 1.3rem; }
    .page-hero .lead { font-size: 0.85rem; }
    .pill { font-size: 0.7rem; padding: 4px 8px; }

    /* Sections */
    .section-title { font-size: 1.25rem; }
    .section-subtitle { font-size: 0.82rem; margin-bottom: 20px; }

    /* Offer cards */
    .offer-card-body { padding: 14px 12px; }
    .offer-card-logo { width: 110px; height: 56px; }
    .offer-name { font-size: 0.92rem; }
    .offer-card-cta .btn { padding: 13px 16px; font-size: 0.9rem; }
    .offer-stat-badge { padding: 10px 4px; }
    .offer-stat-label { font-size: 0.56rem; }
    .offer-stat-val { font-size: 0.8rem; }

    /* Requirements */
    .requirements-grid { grid-template-columns: 1fr; }
    .requirement-card { padding: 12px 14px; }
    .requirement-card svg { width: 24px; height: 24px; }
    .requirement-card span { font-size: 0.82rem; }

    /* Stats */
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 8px; }
    .stat-item { padding: 14px 8px; }
    .stat-number { font-size: 1.3rem; }
    .stat-icon { width: 36px; height: 36px; }

    /* Tables */
    .comparison-table th, .comparison-table td { padding: 8px 6px; font-size: 0.72rem; }

    /* Content */
    .content-body h2 { font-size: 1.15rem; }
    .content-body h3 { font-size: 1rem; }
    .content-body p { font-size: 0.86rem; }

    /* CTA */
    .final-cta h2 { font-size: 1.2rem; }
    .cta-card { padding: 28px 16px; }
    .cta-card h3 { font-size: 1.15rem; }

    /* Modal */
    .modal { margin: 0 8px; padding: 20px 14px; }
    .modal-header h3 { font-size: 1.1rem; }
    .form-group label { font-size: 0.82rem; }
    .form-group input[type="text"],
    .form-group input[type="email"],
    .form-group input[type="tel"] { padding: 10px 12px; font-size: 0.88rem; }
}